| Applicant Name |
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Source: Experian |
Date |
Source Transunion |
Date
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Source Equifax |
Date |
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Score Model |
Score |
Score Model |
Score |
Score Model |
Score |
What you should know about your credit scores:
Your credit score is a numerical representation of the information in your credit report.
Your credit report is a comprehensive record of your credit history, encompassing details about your payment history and outstanding debts to creditors.
Your credit score is subject to change based on alterations in your credit history.
How we utilize your credit score:
Your credit score can impact your eligibility for a loan and the associated interest rate.
Score ranges:
The Experian Exp/Fair Isaac Auto V8 Score spans from a minimum of 250 to a maximum of 900.
The Experian VantageScore 4 ranges from a minimum of 300 to a maximum of 850.
The TransUnion FICO Score 98 ranges from a minimum of 336 to a maximum of 843.
In general, a higher score enhances the likelihood of receiving favorable credit terms.
How your score compares to other consumers:
What if inaccuracies are identified in your credit report?
You possess the right to dispute any inaccuracies found in your credit report. If discrepancies are noticed, contact the consumer reporting agency.
Regularly checking your credit report is advisable to ensure its accuracy.
How can you access a copy of your credit report?
In accordance with federal law, you are entitled to receive a free copy of your credit report from each nationwide consumer reporting agency once per year.
To request your free annual credit report:
By phone: Call toll-free: 1-877-322-8228
Online: Visit www.annualcreditreport.com
By mail: Send your completed Annual Credit Report Request Form (available at the Federal Trade Commission's website: http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
How can you obtain additional information?
For more details about credit reports and your rights under federal law, visit the Federal Reserve Board's website at www.federalreserve.gov or the Federal Trade Commission's website at www.ftc.gov.
The provider of this form makes no warranty, expressed or implied, as to the content or fitness of this
form. Consult your own legal counsel.