Soft Pull Solutions can help you run credit reports on your business clients and applicants. Check out our solutions below, and let us know if you’re interested in learning more.
Business Search
Utilize Business Search to confirm a company's identity before you conduct business with them. With this tool, you can quickly look up and confirm business addresses and phone numbers to verify that the information you have is accurate.
UCC Search
Through the Uniform Commercial Code (UCC) database, you can gain access to information on individuals and entities that have filed a claim against collateral pledged on a loan.
These reports include:
- Debtor's name and address
- Filing state
- Original date
- Document number
- Legal type
- Secured parties and debtor parties
- Filings
- Collateral
UCC filings data is helping in determining the state of collateral assets for loan origination.
PayNet
PayNet provides company search and payment history to provide you detailed reports on commercial applicants.
Small business lenders frequently use this solution to gain a better understanding of a commercial applicant’s payment history and risk profile.
Equifax
The Equifax Business Credit Report provides lenders with a risk assessment score, as well as a complete set of supporting data and information covering credit, exposure, and legal status.
Preview a sample Equifax Business Credit Report by clicking the button below or see the lists of data these reports provide.
Business Data
- Other tradenames
- Business contacts and their titles
- Incorporation number and dates
- Employee count
- Sales volume
- SIC and NAICS codes
Credit Information
- Equifax risk assessment score
- Number of accounts reporting
- Number of delinquencies
- Credit limit at 90 days and 13 months (all lines)
- Highest credit score at 90 days and 13 months (all lines)
- Total credit exposure
- Total credit outstanding
- Total current and past due balances
- Judgments, liens, and legal suits
Risk Assessment Score Details
- Credit information score and trend graph
- Payment index
- Commercial delinquency score risk class
- Business failure risk score
Dun & Bradstreet
Gain convenient access to Dun & Bradstreet business data reports through Soft Pull Solutions.
Dun & Bradstreet provides six business data reports utilizing their proprietary database:
- D&B Business Information Report – D&B’s credit rating and PAYDEX information
- D&B Background Report – Summary of basic information for any given business
- D&B Comprehensive Report – In-depth evaluation of a business’s financial stability
- D&B Credit Scoring Report – Predictive analysis of a business’s delinquency risk for 12 months
- D&B Payment Analysis Report – Historical analysis of a business’s payment performance
- D&B Supplier Evaluation Report – Risk assessment score to help determine the level of engagement you’ll want with specific suppliers