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What is the difference between a soft pull and a hard pull?

What Is Different? Soft Pulls Hard Pulls
Impact on consumer credit? No Yes
Social Security Number required? No Yes
Date of Birth required? No Yes
Does running an inquiry create trigger leads? No Yes
Do you need to print a Risk-Based Pricing Notification and give it to the consumer after you pull the report? No Yes
Is it a full credit report? Yes Yes
Is a FICO Score included with the report? Yes Yes
Is the report sufficient for tenant screening purposes? Yes Yes
Can I get consent over the phone? Yes Yes

Additional Reports & Features

When you sign up with Soft Pull Solutions, you’ll have access to a variety of other detailed reports and services designed to meet your specific business needs. Click the button to view a full list of reports available to your account or to schedule a meeting.

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