Soft Pull Solutions Reports and Services

Soft Pulls

Soft Pulls allow you to prequalify applicants with a full credit report and FICO score—without impacting their credit. Reports include data from all three major bureaus (Experian, TransUnion, and Equifax).

Click Here For A Sample Report

Price is per pull - Contact us for bureau-specific pricing. Based on scoring models and industry reports.

 Hard Credit Pulls:

Primarily pulled by lenders and used for underwriting. Reports are available from all three major bureaus (Experian, TransUnion, and Equifax).

Price is per pull - Contact us for bureau-specific pricing.

Mortgage:

Comprehensive mortgage credit and verification reports to help lenders detect fraud, confirm borrower identity, review property and foreclosure history, verify income, and more. Reports can be submitted to Fannie Mae and Freddie Mac.

Price is per pull – Click Here for Pricing and Sample Mortgage Reports

Bank Verification

Instant Bank Verification provides real-time access to consumer and business bank account data at the financial institution through their online banking platform, delivering account transaction details, account owner information, and other bank account insights to support bank verification and decision-making.

Click Here For A Sample Report

Click Here For A Product Sheet

Cost per report = $2.50 (Includes Portal and API Access)

Debt to Income

Compare a person's current debt to their estimated monthly income. Reports show debt from mortgages, installment accounts (car loans, student loans, etc.), and revolving accounts (credit cards,etc).

Cost per report = Included in some bureaus at no cost

Place of Employment (Historical and Current)

VerifiedPlace of Employment Reports offer an extensive search and verification process to locate employment information associated with an individual.

Click Here For A Sample Report

Click Here For A Product Sheet

Cost per report = $6.00 (Includes Portal and API Access)

Bankruptcies, Liens and Judgment Data

Click Here For A Sample Report

Cost per report = $2.50 (Includes Portal and API Access)

Eviction Search

Click Here For An Example Report

Click Here For A Product Sheet

Cost per report = $10.00 (Includes Portal and API Access)

US Criminal Database Report

US Criminal Database Report offers an all-in-one solution for discovering information about Criminal Records, Sex Offender Records, Arrests, Wants and Warrants, and Traffic Records.

Click Here For A Sample Report

Cost per report = $10.00 (Includes Portal and API Access)

Experian Business Credit Report

Business/Commercial Credit Report summary. Multiple different Experian business reports are available that range in cost.

Click Here For An Example Report

Cost per report = starts at $25.00 (Includes Portal and API Access)

Dun and Bradstreet Business Reports

Turn-key access to the powerful data of Dun & Bradstreet. Multiple Dun and Bradstreet reports that range in cost.

Click Here For An Example Report

Price is per pull and varies on which report is needed. Contact us.

UCC Search

UCC Search allows users to search Uniform Commercial Code (UCC) records filed in various U.S. States to reveal any other individuals or entities that have filed a lien against collateral pledged on a loan.

Click Here For An Example Report

Cost per report = $5.00 (Includes Portal and API Access)

Property Reports

Property Report shows you property owned or recently sold by an individual. It can be searched based on an individual’s address only or name + address to retrieve all available property records.

Click Here For A Sample Report

Click Here For A Product Sheet

Cost per report = $5.00 (Includes Portal and API Access)

Property Search Report

Property reports can be searched based on a property address. The report allows you to search state and local databases of deeds and assessment records to see things such as who owns the property, mortgage amount, assessed value, and much more.

Click Here For An Example Report

Click Here For A Product Sheet

Cost per report = $10.00 (Includes Portal and API Access)

Address Search Report

Address Search is a multi use tool that offers expanded sourcing, flexible request options and a simple report structure for locating an individual’s name/aliases, SSN, DOB, current address, previous address history, and associated phone numbers.

Click Here for An Example Report

Cost per report = $3.00 (Includes Portal Access)

Drivers License Verification

A convenient, fast tool for verifying an individual's Drivers License

Click Here For An Example Report

Cost per report = $6.00 (Includes Portal and API Access)

ID Verify

This solution references multiple data sources to confirm an individual’s identity across over 60 data points of personally identifiable information (PII) and appends a fraud risk score.

Click Here For A Sample Report

Click Here for A Product Sheet

Cost per report = Included in some bureaus at no cost

 Watchlist - OFAC

Searches for an individual on the Federal OFAC watchlist as required by the Federal Patriot Act.

Click Here For An Example Report

Click Here For A Product Sheet

Cost per report = Included for some bureaus at no cost

Motor Vehicles Report

Motor Vehicles Report allows users to verify a consumer's driver registration and history of moving violations in almost any State in the U.S.

Click Here For An Example Report

Click Here For A Product Sheet

Price is per pull and does not include state fees.

Cost per report = $10.00 (Includes Portal Access)

Vehicle Search

The Vehicle Search validates applicant information with data obtained directly from state DMV databases and other government agencies while verifying the driver's motor vehicle records such as their registration data and lien information.

Click Here For An Example Report

Cost per report = $7.00 (Includes Portal and API Access)

Phone Search

Phone search is a dynamic skip tracing tool that searches over 800 million phone records on individuals and businesses as reported from telephone companies and a diverse set of proprietary commercial sources to deliver information about wireless, landline and VoIP phone records and associated information.

Click Here For An Example Report

Click Here For A Product Sheet

Cost per report = $1.00 (Includes Portal Access)

Email Search

This product appends known email addresses that are associated with a submitted individual’s name and physical address.

Cost per report = $1.00 (Includes Portal Access)

People Search

Quickly locate and verify an individual by receiving critical identity and contact information, including Names/Aliases, SSN, DOB, Addresses, Phone Numbers and other validation and risk indicators.

Click Here For A Sample Report

Click Here For A Product Sheet

Cost per report = $1.00 (Includes Portal and API Access)

Skip Trace

Skip Trace Report is a skip tracing solution that helps users locate relatives, neighbors, associates and roommates as potential points-of-contact for a debtor as part of the collection and recovery process when attempts to contact the individual directly have repeatedly failed and no other contact information has been provided.

Click Here For An Example Report

Click Here For A Product Sheet

Cost per report = $8.00 (Includes Portal and API Access)