Yes, you can do a virtual inspection with TransUnion and Equifax, but Experian will likely require an on-site inspection.

Yes, you can set up credit report services if you work from a home office. However, you will likely need a commercial office if you plan to use Experian.

No, typically only one location completes an inspection. Most businesses conduct their inspection at the same location as their company headquarters, where credit reports are pulled.

Yes, there are a few industries that are exempt from completing an inspection. Banks, credit unions, and new car dealerships don’t need to complete an inspection.

Yes, to get set up with access to pull credit reports, you will need a locking filing cabinet and a paper shredder. This is a requirement set forth by all three major credit bureaus.

No, it will not be harder for your company to get approved if you are a "startup". If you have been in business for less than a year, we may occasionally need to request an additional document or two, but this is rare.

Yes, Soft Pull Solutions works with numerous businesses that utilize shared office spaces. It is important to know that you need a locking door that separates your business from any other company. You will also need a password-protected wifi network. Lastly, the credit bureaus require you to have "permanent signage" at the door, window, or entrance of the office. The easiest way to meet the "permanent signage" requirement is to place a plaque on the door with your company's name, or you could put a nice laminated sticker with your company's name/logo on the window.

Yes, the requirements to get set up with credit report services are the same regardless of whether you will be doing soft pulls, hard pulls, or both.

You will only need to complete one inspection, and we can then get you set up with access to each of the three credit bureaus.

You can really install almost any type of antivirus to meet this credit report requirement. Some of the easier antivirus tools we often see are Norton, McAfee, and Webroot. 

No, we can get you set up with business credit reports in just a few minutes. You do not need to complete an inspection.

In the U.S., you generally do not need permission to access a business credit report. Unlike consumer credit reports, business credit information is largely based on public records and voluntarily shared data. Public records may include details from government sources like Secretary of State filings, while shared data is often contributed by vendors and lenders who report payment histories to help provide a clearer picture of a company’s financial health.

Soft Pull Solutions will need a copy of a phone bill or utility bill. For companies in business for less than one year, or located in Puerto Rico or the U.S. Virgin Islands, our onboarding team will need a copy of a recent phone bill. Voice Over IP (VOIP), such as Zoom, Ring Central, and other VOIP phone systems, are acceptable.