Identity Verification & KYC delivers end-to-end identity and fraud protection through a flexible, multi-source verification framework. Using verified data, behavioral analytics, and device intelligence, the platform helps dealerships and lenders reduce risk, detect synthetic identities, and remain compliant with FCRA, GLBA, AML, and KYC requirements—while providing a fast, seamless user experience.

Core Capabilities

Identity Matching & Validation – Verify name, address, SSN, date of birth, phone number, and driver’s license against authoritative data sources.

Risk Scoring & Decision Rules – Apply configurable thresholds and weighting to align with internal policies and regulatory requirements.

Dynamic Verification Flows – Automatically escalate from basic identity checks to enhanced KYC based on real-time risk scores.

Synthetic Identity Detection – Identify high-risk patterns, inconsistencies, and suspicious linked-record behavior.

OTP (Multi-Factor) Authentication – Confirm device possession with real-time one-time passcodes.

OFAC, AML & PEP Screening – Automatically screen identities against watchlists for regulatory compliance.

Benefits

Regulatory-Ready Compliance – Aligns with FCRA, GLBA, AML, KYC, and USA PATRIOT Act requirements.

Unified KYC Platform – Combines data, document, credential, and behavioral verification in a single solution.

Advanced Fraud Detection – Identifies synthetic identities, anomalies, and high-risk activity in real time.

Adaptive Risk Controls – Custom scoring and rules balance fraud prevention with approval and conversion rates.

Seamless User Experience – Mobile-first, low-friction flows with built-in OTP authentication.

Simple Integration – Easily embedded into onboarding, credit decisioning, and fraud prevention workflows.