What is VantageScore 4.0? A lender's guide to the model's trended data, alternative data, medical debt exclusion, and where it's used.

VantageScore 4.0 has no auto-specific version. Here's how the tri-bureau model works in auto lending and where it fits alongside FICO Auto Scores.

FICO Score 2 is the Experian model mortgage lenders pull in a tri-merge. Learn how it works, why it runs lower, and where it isn't used.

FICO Score 4 is TransUnion's classic mortgage model. How it works, why it differs from ResidentScore, and what it means for lenders and landlords.

FICO Score 5 is Equifax Beacon 5.0, the classic model mortgage lenders pull. What it measures, why it runs low, and where it doesn't apply.