AdverseAction | Soft Pull Solutions

Soft Pull Solutions

1603 California Avenue Suite 114

Bakersfield, CA. 93304

Tel: (844) 515-1550

Consumer Name__________________________

Address_________________________________

City, State, Zip____________________________

Date____________________________________

Dear (Consumer Name),

Thank you for your recent application with us for a vehicle purchase or lease. In the event we were unable to offer you financing, a lease program, or approve the terms requested, or if you chose to arrange your own financial solution, Federal law requires us to provide this notice within 30 days of obtaining a credit report. This notice may not apply in all cases. Our decisions are based in whole or in part on information obtained in a credit report from the consumer reporting agency data furnisher listed below:

TransUnion Consumer Relations: www.transunion.com/myoptions
2 Baldwin Place P.O. Box 1000 Chester, PA 19022 (800) 888-4213

You have a right under the Fair Credit Reporting Act to know the information contained in your credit file at the consumer reporting agency. Additionally, if you find that any information contained in the report you receive is inaccurate or incomplete, you have the right to dispute the matter with the reporting agency. The reporting agency played no part in our decision and is unable to supply specific reasons why we may have denied credit to you. If you would like a statement of specific reasons why your application was denied, contact our Finance Director at the address or phone number listed at the top of this letter within 60 days of the date of this notice. We will provide you with a statement of reasons within 30 days of receiving your request. If we provide these reasons to you orally, you have the right to make a written request to confirm them in writing. We will provide the written statement of reasons within 30 days of receiving your written request for confirmation. You also have the right to a free copy of your report from the reporting agency, if you request it no later than 60 days after you receive this notice.

Soft Pull Solutions: 1603 California Ave., Suite 114, Bakersfield, CA 93314 (844) 515-1550

Sincerely,
Soft Pull Solutions

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission Consumer Response Center, Washington, DC 20580, 1-877-FTC-HELP (1-877-382-4357); TDD: 1-866-653-4261, www.ftc.gov

Want to See a Sample Report? If So, Let Us Know Which Bureau(s) You'd Like

Request More Information

First name * The 'First name' field is required

Last name * The 'Last name' field is required

Business Name * Business Name Required

Website Url * Website Url Required

Email address * Please enter a valid Email address

Telephone * Telephone is required

Please explain your business and industry

Soft Pull Solutions needs the contact information you provide to contact you about our products and services. We are committed to protecting your privacy and will not be sending any unsolicited messages.