Credit Reports

 

Soft Pull Solutions offers several features that make your soft pull inquiries convenient and reliable. Whether you need to pull credit reports for any qualified consumer, from someone seeking a business loan to a lead interested in solar panels, we've got you covered. Trying to decide if we're a good fit for you? Then check out our Industry Applications


 

Credit Reporting Portal

A safe and secure portal to Experian, Equifax, and TransUnion Credit Reports.

eCredit Complete

With eCredit complete you get:

  • Processes credit reports instantly
  • Long-term document storage
  • Customizable user rights and restraint

Multi-Bureau Report Summary

Our multi-bureau report summary allows you to easily

  • Review 2 or 3 bureau reports concurrently
  • Identify the best FICO score instantly

eVault Document Storage

All credit reports, applications, and documents are stored in the electronic eVault permanently for compliance audits, conflicts, or other needs. The headaches with filing cabinets, off-site storage, or other difficult storing methods are no more.

Employment and Income Verification

Speed up the process of credit inquiries when you have a buyer on site. Our 3rd party integrations will help boost compliance and certainty. 

 

Auto Finance Summary

Boost closing rates and increase finance reserve when reviewing prospect's auto financing history.

You will see the auto loan history, including term and APR listed inside each consumers credit report.

Soft Pull vs. Hard Pull

Soft Pull

What information does the report show? Full Credit Report and FICO Score.

What is needed to do a pull? Name and address only.

Does it have an effect on credit? No, it does not hurt the consumer’s credit.

Does it trigger compliance? No.

Hard Pull

What information does the report show? Full Credit Report and FICO Score.

What is needed to do a pull? Personal information, including social security and date of birth.

Does it have an effect on credit? Yes, it impacts the consumer’s credit score and leaves an inquiry on the credit report for up to 2 years.

Does it trigger compliance? Yes.