Alternative Data for Subprime Lending

 

Experian has made it possible for Financing Companies and Lenders to exceed a standard credit report. This helps to better manage risk and identify consumers with low intention to repay.


 

What's Included in a Clarity Credit Report?

  • Liens and Judgements
  • Employment Information
  • Automated Income Check
  • Bank Information
  • Inquiries
  • Verifies consumer identities
  • Flags possible fraud ring activity
  • Clarity Clear Credit Risk Score

 

This is all made possible through Clarity’s largest subprime database in the industry with over 62 million unique consumer identities. It goes beyond basic bill pay and tradeline information.